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Friday, December 18, 2009

Online Bankruptcy Filing Databases: How To Use Their Interface

By Lorenzo Minez

There are a number of bankruptcy databases available. However the most important is the Pacer bankruptcy database which is the one that is used by the federal courts. Access to this database can be made via the Internet after paying a fee. Attorneys use this database every day in order to file client's bankruptcies.

It is also important because when there is greater number of filings, courts allows attorneys to use online means for filing for bankruptcy on behalf of their clients.

However, this bankruptcy database is not accessible directly to debtors who must thus engage an attorney if they want to find information through this means.

There are however, many companies that have their own bankruptcy databases which help consumers who need to file for bankruptcy and who need to use such bankruptcy databases to find information related to business etc.

Searching bankruptcy databases

When using bankruptcy databases you will find that you have a number of search options available to you, the first will probably be by location including state, city and zip code.

Also locating data according to specific dates is also normally an option. So you can search by filing date, dismissal date and or discharge date. Often it is even possible to search by date of first meeting.

It is also possible to search the bankruptcy database according to type such as chapter seven or chapter eleven dismissal or even a combination that you may opt for, and the bankruptcy database is also able to furnish information regarding individuals as well as businesses

Remember here that chapter eleven deals only with businesses while chapter thirteen is meant for individuals only, and even the majority of chapter seven's are for individuals as well.

Some of the more complete bankruptcy databases will also include details such as the amount relating to assets and liabilities for each case.

You can also expect to find house addresses, apartment numbers, PO boxes etc. You should also be able to filter through this information.

Whether it be the Pacer bankruptcy database or one of the many others around, there is a lot of information to be research should you need to make use of their services. - 23208

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