Flexible Retirement as a Business Owner

By Paul J. Easton

Are you looking for ways to invest your hard-earned money? Why not start with small yet effective ways to secure your early retirement soon. Why not consider opening a self-directed IRA?

Guidant Financial offers a special tool with the feature to set up and manage your very own IRA. This flexibility enables you to use your retirement funds as capital to start a business.

The popularity of self-directed IRA at the beginning of the millennium is the driving force behind the growth of Guidant Financial. From being a start-up business in 2003 to a market leader by the end of 2008, this company truly found its niche and perfected it. Amidst the struggling banking and financial sector all over the world, this company remained strong due to continuous research and innovation in their products especially in financing small businesses. This steady growth of the company facilitated to an even more trusted brand and a better support to their more discriminating customers.

Self-directed IRA gives you much more control with your account compared to the traditional IRA. In a traditional IRA, you let somebody manage the funds you invested in and you just get the rewards after your retirement. With the information age however, a lot of corporate soon-to-be retirees are diverting to IRA with more control. Some of these competent and intelligent investors don't simply rely to a funds manager which gets mediocre results.

This leads to Guidant Financial offering you more control with their self-directed IRA model. You are given the opportunity to fully direct where your funds will be invested and even get some education in the process. Self-directed IRA holders typically venture in real estates or small start-up businesses. You can even take advantage of having personal loans.

Guidant Financial lets you invest your retirement funds to a business venture where you can eliminate incurring distribution penalties. That's a great tool because it is like working to grow your own business and looking forward to have a direct impact on the value of your IRA.

This is however not for the faint-hearted employees. Some people are not that business-minded to start a franchise or a small scale business. Not to mention the current economic meltdown, everybody is just afraid to invest.

Many individuals invest in their IRAs to become secure later in life. That's why Guidant Financial selects the clients they work with and only offers this instrument to the select few who are inclined to maximize their potentials.

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Forex Trading Education For The London Open

By Michael Jones

A thorough Forex trading education must include an understanding of the effect market timings can have on trading and liquidity.

One of the most active periods of the day is from the time the London market opens. Often around that time good trading opportunities will appear.

Around London open time develop recognition skills and add them to your Forex trading education so you can capitalize on this productive market session.

The following questionnaire and checklist will help.

London Open Preparation

Check these points about fifteen minutes to half an hour before the London market opens:

MACD indicators on the 4 hour and 1 hour charts - if they are not going in the same direction exercise great caution!

If there is divergence on the 4 hour, 1 hour or 15 minute charts on the MACD indicator, look for other signs that price may go in the direction of the divergence.

On the 4 hour chart what is the overall trend?

Do a Fibonacci calculation on the last swing high and low and see if price is pulling back to an optimum retracement level or whether it is reaching a key extension level.

Note price in relation to the 200 EMA (Exponential Moving Average) on the 4 hour, 1 hour and 15 minute charts. Is price bucking the trend? In other words, is price above the 200 EMA on the 4 hour and 1 hour chart but below it on the 15 minute? Then be prepared for price to go long at some stage. (Draw the opposite conclusion if price is below the 200 EMA on the 4 hour and 1 hour chart but above it on the 15 minute chart.)

Are any fundamental announcements due?

As the candle closes on the 15 minute chart at London open, do you see any distinctive candle patterns such as tweezers, or doji's or hammers indicating price exhaustion?

If I entered a trade right now in a particular direction, what would be the risk and where would I place my stop?

If, shortly after London opens, you see a number of these signs drawn from the analysis questions given above, take note and decide whether there is a good trading opportunity. Either:

trade

wait for clearer signals or a better entry point

This kind of analysis carried out at the time the London market opens will certainly increase your Forex education and possibly provide you with a number of excellent trading opportunities.

It will make you aware of what is happening on the charts and in the marketplace and help you to arrive at conclusions.

Forex trading education does not depend on a magical formula. What it does entail is years of work, study, practice and experience, often hard earned through watching many trades go bad.

At last, the Forex trader learns the mental and emotional skills necessary to remain disciplined at all times - the hardest and most important aspect of Forex trading education.

A procedure like the one outlined above, practiced day in and day out, will help the newer trader make good progress. It won't be too long before the trader experiences the satisfaction of consistent profits on a regular basis. - 23208

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For a free candle & chart pattern recognition reference tool click here: Candlestick Charts See how to use trendlines to get an optimum trade entry point: Trendline Trader

An Introduction of Forex Trading Software

By Michael Lenner

There are many forex trading software programs available, but they are not all created equally. While quite a few are quality programs, others arent worth a second look.

Though there isnt a fool-proof test to identify the best programs, following are some guidelines to help you choose among the many offerings.

Briefly, ignore those programs that lack support, a clear refund policy, a clear delineation of what youre getting in your download, or verifiable claims of the programs value.

Do not purchase softwares for forex trading with nil support. Before purchasing the product, all your queries should be answered by them and should be able to assist you after the purchase also.

These softwares are high end and complex, so some people will have difficulties in grasping and using them. In such cases it is the responsibility of the seller to provide the necessary guidance and should be reachable easily.

Do not consider vendors who fail to provide a satisfactory money-back guarantee. A company that believes in its product will stand behind their program. If a vendor believes the product may fail, theyre certainly not going to "put their money where their mouth is."

The product write-up should clearly spell out what the program offers. Applying the "what you see is what you get" philosophy, the features of the program should be apparent from the advertisement.

Finally, read the reviews. Seek unbiased opinions. Ideally, the company will provide such proof of the value of their product. A company that believes in its product wants you to know what youre getting and wants you to be assured youre getting what youre seeking. - 23208

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To find out more about forex product reviews, you can visit this website about forex auto money.

Pre-foreclosure Versus Foreclosures - Pros of the 'Pre'

By Clifford Carr

Due to the recent real estate collapse, many people across the United States are losing their homes to foreclosure. The period of time before the official foreclosure is called pre-foreclosure. Depending on the state the pre-foreclosure period lasts from seven days to a 60 days. Real estate experts know that the pre-foreclosure period is a great time to purchase a home.

A lot of times the banks don't want to deal with having to foreclose a home, so they will allow the owners to sell it during the pre-foreclosure period. You can get a great bargain in buying a pre-foreclosed home.

Here are many advantages to buying a pre-foreclosed home from a homeowner rather than bidding on a foreclosed home at an auction:

- A pre-foreclosed home could actually be cheaper because you are dealing one-on-one with an owner who desperately wants to avoid foreclosure.

- You will have the opportunity to ask the home owner questions concerning the home.

- Typically less competition then at a foreclosure auction. Foreclosures attracts more of the mass real estate market then pre-foreclosures do.

- The situation allows for more time to evaluate your finances.

- Many people can become more emotionally driven during bidding and pay more then they had intended to.

- You can bring an inspector along with you to inspect a pre-foreclosed home.

- You will be allowed to make a low down payment on a pre-foreclosed house. This is not the case at a foreclosure auction.

Make sure you bring along an inspector when you check out a pre-foreclosed home. You should also check to make sure there are no past judgement liens or unpaid taxes on the property. The risks in buying a pre-foreclosed home are not that much more then buying a home the traditional way through a real estate company. - 23208

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Read descriptions on the top pre-foreclosure sites to understand what they have to offer at government auctions review or go direct to pre-foreclosures

Real Estate - Is a Preforeclosure a better investment then a Foreclosure?

By Hermania Veeria

Due to the recent real estate collapse, many people across the United States are losing their homes to foreclosure. The period of time before the official foreclosure is called pre-foreclosure. Depending on the state the pre-foreclosure period lasts from seven days to a 60 days. Real estate experts know that the pre-foreclosure period is a great time to purchase a home.

A lot of times the banks don't want to deal with having to foreclose a home, so they will allow the owners to sell it during the pre-foreclosure period. You can get a great bargain in buying a pre-foreclosed home.

Many Realtors agree that buying a pre-foreclosed home is an excellent idea. Here are many advantages to buying a pre-foreclosed home from a homeowner rather than a foreclosed home at a government auction:

- A pre-foreclosed home could actually be cheaper then foreclosure because you are dealing one-on-one with an owner who desperately wants to avoid foreclosure.

- You will be given good opportunities to ask the home owner questions concerning the home.

- You won?t have to worry about things becoming hectic like they would at a government auction.

- More time to evaluate financial scenario then at an auction.

- Auctions can be either overwhelming or lead to egotistical or emotional decisions.

- You have more time to have a pre-foreclosed home inspected than you would at an auction. You will be aware of any potential problems the house may have.

- You will be allowed to make a low down payment on a pre-foreclosed house. At a government auction you would be required to pay the total amount in cash.

Always check to make sure that the pre-foreclosed home you?re interested in has no liens or judgements against it. You should also bring along someone to inspect the home for you so you?ll know of any problems it may have. The risks in purchasing a pre-foreclosed home are similar to purchasing a home the traditional way, only a lot less expensive! You can even resell the pre-foreclosed home for more money than you purchased it for. - 23208

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See descriptions on the top pre-foreclosure sites to see what they have to offer at government auctions review or go direct to preforeclosures