Collectible Silver Eagle Coins Canceled for 2009

By Dylan Chase

American Silver Eagles are the official silver bullion coin of the United States. These coins have been issued since 1986 and contain one ounce of silver. Both bullion versions and collectible versions have been offered by the United States Mint. In 2009 demand for silver bullion coins resulted in the cancellation of the collectible versions of the coins. Collectors wonder if the same thing might happen for 2010.

The US Mint issues the bullion versions of the coin to a network of authorized purchasers. These large scale bullion buyers purchase the coins for a price based on the spot price of silver plus a mark up. The coins are then resold to other bullion dealers, coin dealers, and the public at market prices.

The collector coins are sold directly by the United States Mint. Recent offerings have consisted of a proof version of the coin, which features frosted raised elements and mirrored background elements to produce a cameo effect. These high quality strikes are sold at a premium price. A second offering is the collectible uncirculated coin. These are struck on specially burnished blanks and carry a "W" mint mark to signify mintage at West Point.

Based on statements from the United States Mint, they are legally required to produce the bullion coins in quantities sufficient to meet public demand. There is no legal requirement to produce the coins for collectors. Based on their interpretation of the law, the US Mint sourced all incoming precious metals blanks to the production of bullion coins.

An official announcement was made in October 2009 that the US Mint would not be producing the collector versions of the American Silver Eagle for 2009. The reason cited was the legal obligations which favor the production of bullion coins. The US Mint announced that they were working to secure greater supplies of precious metals in the future, so that hopefully production of collector coins could resume.

Recently, the American Silver Eagle bullion coins were suspended after the US Mint's inventory became depleted. The coins were offered a week later, but under a rationing program. This program limits the number of coins that authorized purchasers can order. Since the US Mint is not fulfilling the full public demand the status of the 2010 collectible versions is one again in question. - 23208

About the Author:

Learn more about the American Silver Eagle. Keep up to date with the latest information about the status of the 2010 Silver Eagle.

Is Factoring In Business Beneficial?

By Asem Eltaher

When should you think about factoring in business?

When money is restricted and you do not know what else to do, you might want to consider the option to adopt the idea of factoring in business to save yourself. Using this concept, it is possible to have advance cash flow and improve your financial situation and keep yourself from having to get loans from the bank.

Well, but does it make any sense to do it?

In fact, it is one of the most effective ways of getting back in the market and making sure that you do not run into debt with the company. In the current down economy, you need to find other alternatives rather than getting loans from the bank as the interest rates will be really high.

It sounds good but how this concept can help you?

* Factoring in business can be of many benefits for you from different aspects. One of them is the ability to receive commercial funding to ensure that you have enough money to remain afloat.

* Adding to this, the bad economy should not make you worry any more. This is especially true since you are not dependent any more on the surrounding financial conditions and you can further develop your business.

* By deciding on accounts receivable to the financial institution, a company can significantly improve the cash inflow that is coming in to keep everything on good bases.

Does this concept involve any kind of risk?

Actually, the risk is almost zero. This is true since you let the cash flow in your business based on the current projects you already have and not the projects that you may get in the future. Therefore, you have a good guarantee to hold the money needed to complete your work without being interrupted.

Well, what wound be the other available options?

Another good idea is to apply for federal grant money, which can really help you to recover from any past problems. In this context, you should apply there with full documents to increase your chances to get accepted.

It is commonly known that a business can be further developed using a federal funding and it is anyway worthwhile to try it even on various scales. Small business factoring is one of these scales that can save you from being in debts. - 23208

About the Author:

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Vacationers Help Coastal Communities Sell Luxury Home

By Hubert Miles

When you say coastal luxury homes you'll likely think of images of crashing waves and majestic beach homes resting on sand dunes overlooking miles of pristine sandy beaches. This image was likely created mental pictures of living along some of the most famous beaches in the world.

Scenic destinations and coastal resort towns provide some of the most beautiful luxury real estate spots along the east coast, gulf coast, and pacific coast lines in the United States. These coastal communities power the tourism industry and fuel the desire to own real estate on the ocean.

These resort towns are often are home to a real estate market that showcases a variety of new construction and older historic homes. These coastal communities often tailor to those looking for quiet getaways from city life. Many are small fishing villages that are deep in historical significance. Other coastal communities offer a bustling urban area with lots of entertainment options.

New construction properties have become popular choices in large urban areas. Many of these are luxury condo developments that offer views of the beach and ocean. In addition to great views, many of the units are spacious with a low maintenance lifestyle.

Recent years have seen the evolution of these coastal towns and urban areas in very different ways. Urban areas have created thriving investment atmospheres with vacation rentals forming a solid backbone for the real estate industry. Smaller coastal towns still struggle to maintain their sense of history and independence. Many preserve their way of life through enforcing zoning ordinances that put restrictions on commercial construction.

In Closing

Now is the time to own your coastal dream home. The real estate market is trying to make a comeback but prices are still low and bargains abound in the market. Contact a real estate agent today for a list of coastal homes available for sale. - 23208

About the Author:

Hubert Miles is the founder of Waterfront Houses USA, an internet listing service that provides Coastal Real Estate For Sale and Ocean Real Estate For Sale in the US and the Bahamas.

Everyone Has Lost Money In This Economic Downturn

By Jesse Astolos

With the stock market going down so much over the last couple of years, many people have become gun-shy about buying stocks. This is understandable since most every stock had done nothing but go down for so long. However, there is signs of life and the market has moved back up somewhat.

Getting the confidence to put more money in the market after having it perform so poorly is something that does not come easily. After all, whos to say it wont just turn around and go back down again? Figuring out a good reentry point is something that seasoned investors would have a much better chance of figuring out than the beginner. However, we do know that at some point, it will be the correct time to start buying again.

Many people have thought about averaging down during this bear market, which just means they would buy more stock of what they already have but at lower prices. That would in effect lower the cost per share of the stocks they have but they would of course have more of them. This is a great thing to do if you can catch the market at the bottom but if the market has further to fall, then you just end up losing more money.

Any expert in the stock market will preach about the importance of stock diversification when you do get back in. What that entails is spreading your bets around on a variety of stocks rather than putting all your eggs in one basket. This is important because you want to protect yourself from picking one really bad stock and then losing most or even all of your money.

If this terrible market environment we have had now though, even those who were properly diversified have lost. Nothing can protect you from losing when the market goes down as much as it has and that is something you must be aware of and accept. Investing in stocks is risky and you should never invest money that you cannot afford to lose. Shortly though, it will be time to get back in the market and those that have strong stomachs will be the ones who stand to profit. - 23208

About the Author:

Do you want to learn how to buy stock for beginners? If you would, please visit my site Stock Market For Beginners.

What To Look For In Homes On The Real Estate Market

By Adriana Noton

Most of you who are out in the real estate market looking for a new home to buy are not always thinking of selling that home any time soon. However, you never know what may occur in the future and you may end up selling your home after all. Making sure that you buy a home that will be easy on you during a sale is important when you are looking for one to buy.

The foundation and roof of a house are two of the most important parts that you will want to pay attention to when looking to buy. You need to be on the look out for mold and mildew on the eaves and round the bottom of the foundation. This is a sign that there may have been some kind of water damage. If you would like, you can have an expert come with you and look at the house.

One thing you will want to look for in the foundation and roof is evidence of mold and mildew. This would occur from water damage and the cost of that kind of repair can get expensive. Talk to the owner about any kind of mold and mildew that you see.

When you live in a house that has only one bathroom, you will find yourself wishing many times that you had at least another half bath. This little fact is going to make a lot of difference when you put a house on the real estate market. This will be an especially important factor if your buyers end up being the parents of a couple of teenagers.

No one could ever have enough closets or cabinets in their home. It will always seem as though you run out of that kind of storage space. Making sure that the house you are buying has plenty of both is going to help you more than you know if you ever plan to sell your home. Another thing that you will want to have for additional storage space is a functional attic. These kinds of things are going to make a big difference if you ever have to put your home back on the real estate market.

The heart of any home is the kitchen and this is going to need a big room with lots of cabinets and counter space. The family always crowds into the kitchen when dinner starts smelling good, so you will have a good chance of selling your house on the real estate market if you have a large kitchen to offer with all the latest and modern appliances to boot.

The kinds of appliances that you will want in your kitchen are the ones that you would look for in a kitchen. A dishwasher is a must ands so is a garbage disposal. Adding in the newest kinds of stove, oven, and refrigerator is going to help you a lot in the kitchen while you are there and if you choose to sell.

The view around your home is going to mean something to a potential buyer as well. When you look at a home to buy, you don't want to look out the big bay window into a landfill situation next door. Make sure to choose a home that is surrounded by beautiful landscaping. The other homes around you shouldn't be in disrepair either. - 23208

About the Author:

If you're looking to jump into the real estate market but can't buy it outright, then keep a close eye on mortgage rates offered by institutions like credit unions. These places also have very competitive GIC rates for investing safely.