A Real Forex Apocalypse Review

By Kathy Alonso

The sales page sounded too good to be true. Having little knowledge about Foreign Exchange Trading it piqued my interest and after finding no negative reviews anywhere I decided to give it a try. The idea that it was a plug and play EA which could be set up and left to do what it does without being tweaked was very appealing to me. Reviews described that it made few transactions but was very reliable. It was said to avoid risky short term moves and go for more long term earnings. After I purchased the software I was taken to metatrader.com which as stated on the page was recommended for use with this EA. The sign up process was lengthy and included giving my bank information. The software was only available for windows and so I had to install it on a friend's computer. I funded my account through Paypal and installed the Apocalypse EA. I had trouble getting the EA to start working and contacted MetaTrader support about the issue. Affter telling me to reinstall their software they said that they could not help me because they do not provide technical support for EA's. They suggested I contact the Forex Apocalypse EA support.

After scouring the website for a support link, phone number, or email I decided to simply respond to the email that i had been sent when i first purchased Forex Apocalypse. I sent my question about setting up the EA through this email. They responded within 24 hours, which was very impressive but by then I had figured out what the problem was. The EA did not have permission to do live trading. I changed the settings and was ready to go.

It was left it on the default settings which are the following: magic number : 20202111 eachtickmode : true Lots: .5 stop loss: 250 takeprofit: 500 trailing stop;: 65 slippage: 3

I had it working on 30 minute graphs and all major currencies. It took a few days to make the first purchase and that same day I lost over $250. I was concerned that it may not have been running 24/7 so I subscribed to ForexHoster, which allowed the EA to be running 24/7 without any disruptions or delays. This costs about $60 a month. I also read through the Forex Apocalypse manual again and found that it said that the graphs should be set at 4 hours and 1 hour for best accuracy. I made these changes and left the EA running again. I was hopeful when a few days later the EA made another purchase and it looked like this one would make a profit. Unfortunately within a few hours I ended up losing another (over)$250. Very much dismayed, I wrote to the Forex Apocalypse support, telling them of my problems and asking for any help or suggestions. Once again I received a timely response. They suggested that I use shorter time frames and that "EUR/USD is the recommended currency pair as it produces the most stable signals". Once again the changes were made according to the recommendations given. Unfortunately the continuous losses continued and three weeks from when i first purchased Forex Apocalypse, I had lost over 800 dollars. Needless to say this was a hard learned lesson. I will be attempting to get a refund and I'll also be canceling my ForexHoster account.

Please learn from my mistake. If it sounds too good to be true then it probably is. Forex trading is far from being a science and no matter what you use or how you do it, it is more of a gamble than an investment.

But remember, not everything on the internet is a scam and it is possible to make a living from home. I've had great success with certain programs. To find out more visit www.ProsperLane.com. - 23208

About the Author:

Find moreinformation on how to make a living online visit ProsperLane.com where you can sign up for a no cost associate membership and watch live daily webcasts on all their products and services.

A Closer Look at Investing in Property Abroad

By Jessica Houghton

The grounds for investing in property abroad diverge from person to person. On the other hand, the end product is that everyone would rather have real estate estate outlays overseas for the reason that it is a relatively safer option to channelise a few additional income these days. Almost all developing states are currently viewing a boom in the property market and, guessing through the long-standing rules of the best part of regimes along with the predictions of experts in finances, the real estate domain is one of the safest ones to outlay in.

Here are a few of the vital reasons that are causative to the continuing necessity of putting money into international estates.

The ease of access of credit substitutes has unlocked extremely wide range of prospects for investing in property abroad. The most popular monetary organisations have been supplying smart merchandise to offer the required money for the probable savers, since the finance for the house is more often than not dealt with as a secluded loan and a protected bet for fiscal institutions.

The temptation of an enhanced retired life in a state that provides better standards of living is absolutely too good to oppose. More often than not, finance is not a very big problem for this segment of investors.

These days, tourists are looking for holiday homes in some of the places where they have the best time. Once more, ease of financial use has offered them the chance for investing in property abroad at a much faster rate.

The greater part of rising nations of state are providing a superior possibility of investment profits for investing in property abroad. Because the expansion series is in its embryonic period, estate outlay can symbolise a proper premium for possible depositors.

There is a tendency on relocating to safer destinations overseas than suffering from the steady danger of extremism and terrorism. The attract of better and safer pastures as well as of easier and less stressful ways of living has also contributed to the demand for investing in property in a foreign country.

The growing rates for property will translate more often than not into some rising rental values. The attraction of high-quality regular profits from renting out your property abroad is also adding to the rising and falling demand for investing in property abroad. You need to keep these things in mind when considering going ahead with this. - 23208

About the Author:

If you enjoyed reading this article, and for more great information on Investing In Property Abroad, visit http://www.expertlanguages.com.

Fixed Annuity Insurance - Things to Consider When Choosing the Best Annuity

By John C. Ryan

A fixed annuity may sound confusing at first but if you understand how a CD works at a bank, you have the basic knowledge for fixed annuities. Annuities have other features besides a rate guarantee that make it an interesting choice over a CD. There's a little more information to look at to see if this type of investment vehicle is right for you.

There are two different ways to used fixed annuities. The first is an immediate annuity. In this case, you take smaller equal payments over a set period. The time may be your lifetime, the lifetime of your spouse and yourself, a specific number of years or you can request a specific payment amount and let the company tell you how many payments it lasts. A deferred annuity does just as the name implies, defers the payment to a later date.

Annuities are for retirement money and receive tax-deferred growth. As with any retirement vehicle from an IRA to a pension plan, if you take the money out of a fixed annuity before age 59 in most cases, you pay a penalty. In this case, it's 10 percent of the growth. There are exceptions to this rule. Lifetime payments or payments that last to the age of 59 or for at least 5 years if you're between the ages of 54 to 59 . You or your family also doesn't have to pay IRS penalties if the owner/annuitant dies or becomes disabled.

Annuities also have penalties imposed by the companies. These are surrender charges. A surrender charge is a percentage that normally decreases the longer you hold the annuity. They often start between ten and four percent with the percentage decreasing over a five to ten year period. However, some contracts may have as high as a fifteen percent surrender charge that never goes away unless you annuitize the payment.

There are exceptions to the surrender charge. Many contracts offer the ability to remove funds of as much as ten percent without penalty. This amount may be available each year or once for the life of the contract. Almost every annuity allows you to take the interest penalty free each year and some people use the annuities that way, just as they'd use a CD.

Even though you may allow your CD to roll over, you still have to pay taxes on any interest you earned. This isn't true for an annuity. As long as you don't remove the money from the contract, you don't have to pay taxes on the interest. Even if you want to take some of the principal and leave the interest in the contract, the IRS looks differently at your distribution. Annuity tax laws use LIFO rules. That means, last in, first out. Interest is always the last thing into the contract so the IRS considers the initial money you take as interest until you reach the amount you originally invested.

Immediate annuities have different tax rules. If you use the fixed annuity as a deferred annuity and then annuitize it later, it follows these rules also. Part of the payment each year is principal and part of it is interest, according to the IRS regulations.

The calculation comes from your life expectancy and the amount you'll receive in payments over that lifetime. If you make an initial deposit of $100,000, with a life expectancy of 25 years and annual payment of $10,000, you'll make $250,000 (25 times $10,000) with $150,000 over your initial investment. Simply divide the initial investment of $100,000 by $250,000 and you'll get the exclusion rate of forty percent. That means you only pay taxes on $6,000 each year. If you've had the money in the fixed annuity and have big gains, it pays to spread it out over several years.

There are great reasons to select fixed annuities over bank CDs, but most financial planners suggest you use both types of investments and diversify your funds. This is the safest method of investing in the event of unforeseen disasters. Most people find that the annuity is a great method of establishing an income they'll never outlive or a way to achieve tax-deferred growth to pass on to their children. - 23208

About the Author:

John C. Ryan authors about annuity insurance, and advises how to find the best annuity given your particular situation. Interested in learning more about how to choose the proper fixed annuity given your particular situation. Come see us, to learn more about fixed annuities .

Tips On How To Add Superior Cards For The Enthusiastic Collector

By Connor Sullivan

It would seem that the trend for collecting football cards or sports cards, that started somewhere around the fifties, is still very apparent even in the 21st century. Today there are many more avid collectors than anyone could imagine and the trend just seems to keep on growing.

Of course, those who will know of all the colorful and tall tales about that elusive piece, carrying the photo of some great hero in the baseball world, being worth thousands of dollars. These still exist today but naturally, since the information is such that most will know the value of these items, it is rare to find a bargain in the market.

Online shops have everything that is needed for the normal collecions but some start by collecting rookie images to save for the future. All it takes is for that particular sportsman to do something extraordinary and his image will become the one most sought after. Of course, saying that it will happen overnight is a little bit of a stretch, but certainly in future this rookie will become one of the more expensive particularly if it is kept in pristine condition.

Because these images are sometimes given out free with other items, they tend to be thought of as completely worthless. But this is exactly the reason that the will have value in future. As they get thrown away, the ones left behind become rarer and the price will raise automatically. So it is well worth holding on to five or ten duplicates of a promising player for some time to see what will happen.

Collecting is also a great social network with avid collectors contacting each other online to talk about what is collectable and what is not etc. This network is also a great place to find out any information on where the next swap meet may take place etc. Blogs, and other kinds of social networking sites, are often a source of relevant news and ideas particularly for those who are starting out in this very interesting hobby.

Mistakes can be off putting for the new collector but where valuations are concerned the best way to look at it is; what value does this item hold for the collector? If he really must have it, then he will not quibble about paying a high price. For those who are on a tight budget, several items can be swapped for that one piece, but it could be just the piece to complete the collection.

For those who like to go to real shops, there are more than enough shops in the market place. But for those who want to do it the modern way, then the internet is perhaps the best route to take to find the right piece.

These items also make great birthday and Christmas presents for favorite family members or good friends. Perhaps the child or adult has done particularly well in an exam, or just a goodwill gesture is called for. Whatever the event is, the collector will always welcome any addition particularly if it is a rare piece. If it is an extremely rare piece, all the better! - 23208

About the Author:

Connor R Sullivan recently sold his old football cards to a collector for a nice little profit. He has collectedsports cards since he was a child.

My Strategic Forecasting: A Guide for the Investing Newbie

By Carlene Lavalle

Since I just retired from being a head nurse in one of the small community hospitals in Virginia, I do have money to spare. However, I was so doubtful in attempting to invest for the fear of swindling and defrauding practices. Thus, when my son told me about investing in the stock market, I was really skeptical even if I were given any investment research newsletter. It is as if there is no one and nothing that can win me over to invest on something I definitely do not understand.

My birthday came and my son visited me and eventually, we talked over about my retirement fund. He said that my money is not that big enough to support both myself and my medications as I step on my senescence age. Then he put forward and discussed again regarding investing in the stock market. In order to convince me, he showed me a website about strategic investing this time. He boasted that because he received investment research from My Strategic Investing, he was able to gain 20% of the money he invested in just a few weeks time. He said that what I should do is to invest just a small percentage of my money and go from there.

My son is a very good and calculating person. I know that he is just looking after me and wants me to do some travelling with friends and enjoy my last years on earth. Then I visited My Strategic Investing website and analyzed what it has to offer. One thing I liked about this site is that they are not offering any get-rich schemes. They focus on long-term investment strategies that provide modest but realizable gains. It turns out like even if you do not possess investment know-hows, you can rely on their established and scientic investment research to come up with wise decisions in placing my money in.

Investment research from Strategic Investing provides data that is not only concentrated on ecomic trends as compared to others. They present technical analysis, historical research, geo-political studies, and even political conditions. I admire this kind of forecasting method because it looks at the big picture. Knowing that everything is interrelated is one thing I have learned from my nursing career. If a patient is experiencing headache, it does not always mean that the root of the problem is in his head. Digestive system problems can also cause headaches. Thus, I really appreciate that no stone is left unturned when it comes to the financial forecast from My Strategic Investing.

I understood my son and I am now an enthusiast of My Strategic Investing. I am delighted to say that I am achieving simple gains with the help of the investment research provided by My Strategic Investing and I am into stock market investing now. - 23208

About the Author:

Amy Richman is a publisher for MyStrategicForecast.com, a committed company providing accurate market forecasts using proven methodology and careful empirical testing.Find out more about how careful portfolio research can assist you in your portfolio.